Providing you have done your tenant screening and verifying properly you shouldn't have problems with rent payments. However, even the best tenants can sometimes have difficulty paying their rent through no fault of their own if they fall ill or they are made redundant In this situation you could have quite a long period without rent. If you are heavily mortgaged this is likely to put you under extreme financial pressure It may also be the case that you need to evict your tenant and spend money on legal fees to recover lost rent. Councils will not re-house your tenants if they leave voluntarily so your tenant will be advised to stay put until evicted even if they cannot pay rent. Possession and eviction proceedings can take months so in the meantime you may have no rent. You have added expense of legal costs and when you do eventually get possession you may find there's damage to your property. All this can run to a lot of expense. We offer Rent Guarantee to protect yourself from this sort of disaster. It's especially important for landlords with only one or two properties which are heavily mortgaged . Rent guarantee is relatively inexpensive compared to the hassle and legal costs incurred in the process of repossession it is designed to protect you in the event your tenant fails to pay the rent. We offer top guaranteed rents and insurances. Rent paid each month in advance and even if property is vacant